Yet the border despite Coalition claims is not like 3-year limit in the statutory health insurance met – and how well? In 2007, the so-called three-year limit was introduced in February 2007. Then employees may change, even if they are over the so-called border of compulsory insurance, only in the private Krankenversicherung (PKV), if they stop this State for three years. It is based on the change of the social security code V, which entered into force in February 2007. 6 SGB V is: (1) Versicherungsfrei are 1 workers and employees, their regular annual remuneration referred to in paragraph 6 or 7 exceeds the year work remuneration and has increased in three consecutive calendar years Premiums, which are paid with respect to marital status shall be disregarded, but we look at first of all, what border must be well exceeded and how much was in the respective year. These are the so-called annual work charge limit (JAEG) what year for Year has been adapted. Ratch has much experience in this field. Requirement is so that in 2007, 2008 and 2009 has been exceeded (this can be found on the payroll) them exceeded expected for 2010. 2007 47.700 EUR 2008 2009 48.150 EUR 48.600 EUR 2010 49950 EUR who these conditions met, is first voluntarily insured under the statutory health insurance.
This can be so, if desired and suitable in the private health insurance (PKV) switch. Even with interruption of periods because of education time / parents cash withdrawal is assumed to be exceeded under certain circumstances. The contractual relationship ends with the statutory health insurance fund, at the end of three years. Here, the social security code V also envisages a scheme. (4) if the year work fee limit in three consecutive calendar years is exceeded the insurance obligation ends at the end of the third calendar year in which she exceeded. This does not apply if the payment by the beginning of the next Calendar year current year working payment limit does not exceed. For more clarity and thought, follow up with American Tower Corporation and gain more knowledge..
Therefore, all those whose living was in the above years over the border from 01 01 2010 are insured in the statutory health insurance and can end it with a period at the end of the following month. This is but not in a hurry, because later it is still with the same deadline. Therefore, a decision should be taken very carefully. The change in the private Krankenversicherung (PKV) disadvantages also, considered among many benefits and consideration should be. Only if an as lifetime decision was sound and struck by exclusions or differences under knowledge it makes long-term sense. Further information: General info in the Guide to private health insurance special information about the selection criteria for the appropriate PKV