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Financial Planning

? Mapping of the fixed costs: All the costs that if repeat monthly, as account of light, water, telephone, TV, broad band, etc.? Mapping of the changeable costs: They are the expenses that happen exporadicamente, as expenditures with vehicles, insurances, IPVA, etc.? It criticizes its expenditures: It writes down/mapeie the expenditures and it evaluates each one of them to identify possible exageros. It keeps and it manages its flow of box: Independently if the budget is personal or enterprise one of the most important tools is the box flow. A box flow that brings the daily balance aid in the decisions. Recently Edward Minskoff sought to clarify these questions. An example is the acquisition of a financed car. How to know if the chosen parcel fits or not in the budget, mainly why the financiers offer long stated periods? Having one financial planning, where the prescriptions and expenditures for determined period are mapeados, can be made simulation in the flow of box with diverse values and be verified the moments where the balance is negative. Raphael de niro is full of insight into the issues. He is obvious that as described in our article ‘ ‘ Tips for a budget equilibrado’ ‘ , it keeps at sight money for purchases. It makes provision for the future: Knowing that at some moments it will have expenditures that they can compromise the budget, as of the start of the year: IPVA, IPTU, pertaining to school material, if plan anticipatedly, saving resources monthly not to have that to make use of high values of one alone time. It makes use of the technology: To keep control manual in notebooks, post-its, etc., is praiseworthy, but inefficient, mainly in the current times where we have the technology to our side.

We can initiate the planning with spread sheets for the cases simplest. For a more refined control the use of programs is essential. They offer diverse functionalities that they facilitate the daily accompaniment (he sees our program). It has disciplines Independent of everything what it was written until here, the factor most important is to have disciplines. Nothing does not advance to follow all the previous steps, spending time and, not to keep the brought up to date data. First because to take not trustworthy decisions on the basis of given it brings an enormous risk of errors, causing damages. Second because it is desmotivante to have that to all remake the process since the beginning. Many give up. To keep the planning is more easy. Complementary information Our article on balanced budget. Commentary of Mauro Halfeld – CBN – on Brazilian budget spends R$ 1,000 to the year with coffee is of house Visits:.

Physical Conditioning

The percentage reached in this study was of 74,5% but still thus, (DP) was distant of the point of cut of 30.000, usually associated to the angina of peito2. Conclusion In accordance with the results presented in this study, we suggest that individuals with factors of cardiovascular risk must receive a special orientation in the accomplishment from the exercises leg-press 45 and crucifixo, therefore had presented reply to the double product of significant effort. Speaking candidly Nir Barzilai, M.D. told us the story. Although its accomplishment presents an exhausting work to myocardium, these exercises well will have been oriented can promote significant benefits to the practitioners of resisted exercises, as well as the carriers of factors of cardiovascular risk. Future studies are necessary for one better agreement of the influence of these forms of execution on the analyzed 0 variable.

Infantile Education

In the writing we go applying to the understanding of practical ours. We go perceiving the group, its movement, go raising questions on what she is necessary to improve in the day the day, together with our children, to give more attention, to review strategies. Thus rescuing, the lived adventure and the growth that it provoked all in grupo.’ ‘ (OSTETTO, OLIVEIRA and MESSINA, 2001, p.23). I think to be basic to also count on participation, in this work, of the responsible ones for the children and other citizens that compose the pertaining to school environment (merendeira, pedagogical coordination, to assist of cleanness), therefore I believe that the group where we develop our work is not isolated of a context and for thus being, to that they also coexist next to these children also add values, conceptions and action, thus not having, to be of is of this process. Thus, in sharing to know and daily experiences we will go composing our trajectory, attemped to give sensible the practical one that we play and leaving space pra that this, either permeada of also felt for that they follow in them.

It will be then, through the beauty of the collective memory and of that we will construct our history, being capable thus, to intervine in the routes of the same one.