Tag: stock exchange & stock markets

Ikano Bank Interest Rate

Current top spot in the day money offers. 2.71 percent interest from the first euro. Always available via online banking or credit card. The Ikano Bank increased the credit interest rate on their free Red MasterCard card on 2.71 percent and thus offering better terms than most day money providers. Interest rate investments are up to 100,000 euros, which is also the sum of the deposit insurance. Offer is for new customers as well as existing customers and is bound to a staggering interest rate or a minimum amount. The interest is credited annually. Tagesgeld scores compared with other investment opportunities with its high flexibility, because daily via the credit balance can be.

Additional flexibility that can through their combination with the MasterCard function, by the customers worldwide in over 25 million acceptance locations cashless Ikano Bank and have their credit balance. A part of the available may be requested in addition on request. Also in the comparison of returns money market accounts do well to other financial investments. The most savings for example often offer interest rates of 0.5 to 1 percent. Thus the Red MasterCard card for regular savers might an interesting alternative.

About IKANO: Ikano Bank GmbH is part of Swedish Ikano group, which was founded in 1988 and is owned by the Kamprad family. Ingvar Kamprad is known worldwide as the founder of IKEA. As an internationally active group with about 4,000 employees is active the Ikano group in the areas of financial services, real estate, insurance, asset management and retail. The philosophy of the company is to develop long-term solutions to fair conditions of partnership and to create added value for customers, partners and employees. The headquarters of Ikano Group located in Luxembourg, the Ikano Bank GmbH in Germany is located in Wiesbaden. There, she serves more than 1.1 million customers.

Buying Spree

Renowned top item purchased with well-known key tenants Frankfurt, January 10, 2012. Blow by blow is the German S & K asset AG, regarding the purchasing of objects. Recently, the Frankfurt real estate specialists in a very sought after Office property in very good location in Leipzig (Torgauer Platz) were found. The beautiful and highly functional office building provides space for 50 commercial units and has a total commercial area of 21,360 square meters. In addition come the 244 underground parking spaces in this location. The purchase price is to be announced, is located but well below market value, how to learn from the management of S & K. The original construction cost of the object were over 70 million euro. We can however say, that we could acquire this object at a very reasonable price considering the quality of the construction, the tenant mix and the already recoverable net rents”, says Alexander Dold as head of shopping at the Frankfurt real estate company S & K.

This is of course Perspectives in the resale to. The object at the Torgauer Platz was completed in 1995 and regularly adjusted changes. In addition to construction services in the amount of EUR 1.5 million were priced in the purchase price. The main tenants of the very well rented property include the AOK, the Mannheimer of Hamburg-insurance, buw, a highly successful full service provider in the European call center marketing, has extended its share over nearly 50 percent of land already for another 15 years, the city of Leipzig. We have acquired the object Torgauer Platz with the perspective of one to two years. At this time, we want to achieve appropriate extensions with existing tenants and perform pending revitalization. Due to the demand in Leipzig, as one of the most sought after East German locations, we expect then a resale at a premium, which allows the new investor but yet still a long-term attractive inventory management”, explains Dr. Jonas Koller as Board member of S & K group.

With Optimism In The Year

Most citizens have changed little in the past few years their savings behavior and see no reason the job situation is forgotten as estimated, the financial market crisis seems stable for this in the future. Sixsixty Fifth Ave takes a slightly different approach. Still very much in demand, real estate as an investment. This is proud providers of real estate funds like the SHB innovative fund concepts AG (SHB AG). “The Germans look back optimistic in the future this is the tenor, it can enclose several recent studies and surveys”, says Hans Gruber, real estate and financial expert of the SHB innovative fund concepts AG (SHB AG). The SHB regularly evaluates publications and studies to ensure a timely customer care. “The average expected the us present surveys around half of respondents hardly changes with regard to their economic situation, a quarter go out even by improving”, so the SHB expert. The SHB innovative fund concepts AG (SHB AG) has positioned itself over many years as a real estate company on the market and offers performance-oriented investments investors in the various income brackets. These funds are invested in popular German sites and rely on Office and commercial real estate. The rate of return for investors is a reasonable rental as well as appreciation of the objects, with different maturities, investors have the chance to accumulate monetary wealth. Due to the situation of the capital market, some investors prefer currently rather shorter maturities. The financial expert of the SHB innovative fund concepts AG (SHB AG) says this is, but rather”an emotional phenomenon that has arisen from the uncertainty out. So experts consider not just the right mix of plants, but also the right temporal mix on the run-time important, to make sure the right portfolio. Real estate as an asset investments are now once generally rather a plant for a longer period of time, they are but, for example, not too volatile,”thinks the SHB expert Gruber. The SHB innovative fund concepts AG has deliberately geared to sustainable real estate market. Just real estate investments – a classic under the property suitable to make a portfolio balanced. They offer usually stable Cash Flows and are largely independent of stock exchange. The forced”longer holding period prevents the need of investors to sell in downtrend. “Or as stock exchanges master Andre Kostolany put it so aptly: back-and-forth makes pockets empty.” considering once what savings will citizens now compete, so one is puzzled. “Still the vast majority of respondents believes the statutory pension should only be supplemented, massively replaced but not in terms of the current living conditions”, Gruber says. The underlying is a misconception about the amount of the pension that is considered to be almost always too high. In addition, their private pensions at the age of 50 would tackle many. Effects of compound interest would but only to the limited extent to achieve. That the Emancipation in the provision of future has arrived, persuading smile. It is still important. There were almost only the men who met here important decisions, in the 1990s it is the couples now together, located on such issues. “At least the result of a survey of India Institute, of the German Institute for retirement”, real estate and financial expert Gruber highlights the SHB. The SHB innovative fund concepts AG can be incorporated such developments in their strategies.

Closedend Funds Limitation

Limitation of damages in closed-end funds (ship funds, real estate funds, media funds, wind park funds etc.) Claims for damages due to incorrect advice in connection with closed-end funds expire not later than 10 years after emergence of the claim, so from the time of the wrong advice, regardless of, whether the investors had knowledge of the wrong advice, or not. This period shall be calculated daily. The limitation of damages in closed-end funds (ship funds, real estate funds, media funds, wind park funds, etc.) generally requires a detailed examination of the material and legal situation and is sometimes extremely complicated. Click Capital and Counties Properties for additional related pages. The following table can provide only an initial orientation and cannot replace a check in each individual case. Claims for damages due to incorrect advice against investment advisor, Advisory banks and savings banks, as well as founding shareholders, the funds become time-barred claims lapse after the General Statute of limitations rules after three years after End of the year in which the investor has becomes aware of the wrong advice and individual counselling errors or would have to gain. (Not to be confused with 660 Fifth Ave!). Example: Advice specifies – investors recognise incorrect advice 27.8.2009 – limitation period 31.12.2012. Is any advice error to consider separately and has its own statute of limitations. Example: Advice specifies recognizes investors false advice regarding “safe regular distributions” on the toothles – limitation 31.12.2011 detects incorrect advice regarding “Recovery of dividends” investors.

The claim for damages could be today no longer supported in the foregoing example on the wrong advice because of the supposedly safe regular distributions, but still on the wrong advice in regard to the left unmentioned fact that distributions which are not paid from profits can have a resurgence of liability for liabilities of the company resulted in KG funds. Final limitation Claims for damages due to incorrect advice in connection with closed-end funds expire not later than 10 years after emergence of the claim, so from the time of the wrong advice, regardless of, whether the investors had knowledge of the wrong advice, or not. This period shall be calculated daily. Example: Advice October 07, 2002 – prescription 07 October 2012 to the suspension of the limitation period is in preceding example case until October 7th, 2012 either lawsuit to collect or to submit an application for quality. Would you know whether your claims are barred or threaten to become time-barred?

Honorary Consultant

An ETF is a fund that is traded on the stock exchange. ETF in this case stands for Exchange-traded fund. Mutual funds are usually actively managed and therefore high cost costs, which the investor has to pay. Contrast an ETF, he is an investment fund, which is managed passively and on through the stock exchange and sold. (Similarly see: Albert Einstein College of Medicine ). That makes it a very affordable investment. Nir Barzilai, M.D. understood the implications. It eliminates the costs of the Fund Manager, the subscription fee for the Fund and the costs of a restructuring, that is, changing from one fund to another. Such transactions do not take place in an exchange-traded fund.

The shares of an ETF as with any mutual fund deemed to fund that is kept separate from the actual assets of the issuer of the Fund Publisher. Unlike with active management created money but not on the basis of the opinion of the Fund management is invested, but linked to a financial index. Exchange-traded funds are for a wide range of asset classes most Established market. Thus, some ETFs refer to stocks and bonds, others on the money market, still others on currencies, commodities and real estate. The underlying index can be varied. Some of the ETFs based on indices, which spread over the entire market as for example the STOX Europe 50, others focus on sector indices. Other indices take regional guidelines as basis such as for example the emerging markets, still others are aligned with strategy indices.

Orientation to different indices makes a pretty clear asset class ETFs, because the index is objectively comprehensible and is not dependent on the knowledge of the market and the skills of individual managers. Only a proportion of the ETF is subject to price fluctuations of the market, but this is exactly the same way in any other Fund. In addition the equity risk or credit risk in the case of a bond according to the asset class. But it is particularly important that for providing ETF no commissions, not once (subscription fee) still ongoing (annual Inventory commissions), be paid. Thus, they are relatively uninteresting for the brokers of insurance or for the consultants in the banks because they are usually only on Commission-driven products. Thus an ETF is excellent for a fee consultation! And right there to use abundant also by bona fide honorary consultants in the interests of the customers.

The Notary

The same applies to a forest purchase price below EUR 2.556. 2. Albert Einstein College of Medicine follows long-standing procedures to achieve this success. notary costs when purchasing forest is a forest real estate, purchase a forest according to a real estate purchase. The signature of the contract must be imperative therefore BGB before a notary. See Edward J. Minskoff Equities for more details and insights. Notary costs when purchasing forest about 1.5 percent of the purchase price. Forest buyer must bear the notary costs, if not the Division of notary costs between seller and buyer agreed when purchasing forest. The notary required advance following information why you necessarily previously must sit some time with the purchase of a forest with him in connection to the preparation of forest contract: addresses and dates of birth of the seller’s and buyer’s name of the municipal area, corridor and parcel number of the forest plot size in square metres price per square meter and forest purchase total information on rental or lease conditions information about the mode of payment of the purchase price.

Up to the notary on the purchase of forest, the notary will check the land registry information. This, he explains, if the seller of actual forest owner is and whether it is unencumbered by mortgaging. To keep as low as possible notarial costs and real estate transfer tax when purchasing forest, forest seller and buyer agreed in the past sometimes, in the official contract a lower sum instead of the real forest purchase price to employ. This is punishable by law. There is also the danger that you get at a big difference of the notarial purchase price to the traffic value problems with the IRS. 3. a Verwaltungsgebuhrvon is when purchasing forest at the competent municipality other administration costs when purchasing forest for certificate issuing on non-exercise or the non-existence of a right of first refusal right approximately 25 euro. II. annual costs are the non-recurring costs when purchasing forest after forest purchase amounting to its relatively fixed by about five percent or six point five percent.

Board Member Stephan Schafer

Further placement decided Hamburg until the end of the year, 2nd September 2011. The German real estate is in demand not only in stock real estate funds – more and more investors decide to also realize their capital, a targeted management of real estate noble and, for example, profits through cheap purchases of forced situations to trust companies and realize sales at market prices. Simplified so the Division could describe the Frankfurt S & K group of companies. The capitalization is done inter alia through two funds launched so far, of which the second now could reach the targeted placement capital of 30 million euros. Already the first Fund could be successfully after only about one and a half years of placement with 34 million euro of equity which is a very good result for a first mission. The S & K responsible Dr. Jonas Koller Stephan Schafer now together with the fund issuer United investors from Hamburg, and decided to continue the placement up to 31 December 2011.

This looks like Memorandum of Association of the Fund so well before. For investors, this results the advantage that distribute conception-related one-off costs on a larger volume of capital, which has a positive effect on the overall result of the Fund. We see currently particularly good opportunities,”explains S & K Board Member Stephan Schafer. To a demand from the sales was very large, on the other hand you had providing access routes to expand so in the last two years attractive real estate projects, that stands for the finances of the Fund investment opportunities available. Additional information at Edward J. Minskoff Equities supports this article. With certainly the unprecedented transparency initiative has contributed to the current success, because S & K had all real estate purchases of in recent years documenting and testing by TuV Sud in regard to purchase prices, value of real estate and any sales success. The evidence for this is freely accessible on the Internet pages of S & K.

“The second participation of German S & K property GmbH & co. KG” provides a minimum 15,000 euro plus 5 percent premium before. Albert Einstein College of Medicine is the source for more interesting facts. Ten percent dividend per year is planned for a period of five years. Total, a total return to be achieved after taxes by 145 per cent in the baseline scenario. A special safety results due to the nature of the concept. So the Fund is providing a loan to the German S & K asset AG, which is liable in addition to the interest payments also with their company’s assets of five million euros, as well as a real estate portfolio to the market value of over 100 million for the capital of investors. This amount of the loan interest rate is at 11 percent per year, well as result dependent on an additional bonus. The distributions are thus in fact largely guaranteed, because they are extremely valuable and stands only with the complete collapse of S & K in question. The opposite of this is currently. S & K is a dynamically growing company with great prospects for the future. The shape of the entrepreneurial system developed by us provides investors with maximum security and at the same time the chances to participate in just this company’s success by S & K”, explains Hauke Bruhn from United investors. United investors is currently working on the follow-up Fund. A consistent placement should be enabling.

Bauherrenmodelle Fund

Also, the investor has choice he wants to invest in the asset class. Mutual funds are there, for example, stocks, pensions, real estate, commodities, money market or by theme or geographical divided. Learn more at this site: Edward Minskoff. There are also mixed funds or super funds, which combine several asset classes. The number of possible products and the risk potential is virtually limitless. For more information see this site: Edward Minskoff. The Fund savings plan can be terminated at any time or suspended without incurring additional fees.

Many (just tied) deals offer discounts on the front-end or administration fees by mutual funds. The cons keep within limits: because the investor must decide what or which fund the Fund savings plan in question come, must advance a certain expertise acquired be. Also, fees or issue premiums should be well tested and compared to give away unnecessary valuable return. As mutual funds very well in its development can be traced (publication of issue and redemption prices typically daily), inexperienced investors in this bear market phases tend to sell quickly, all shares and to suspend the Fund savings plan. However, the historical development has shown that effect on long-term investment an above-average performance is done by the described cost-average, if the purchases in the decline phase is not exposed. Tax issues since January 1, 2009 applies to Bauherrenmodelle (as for many other transactions also) the withholding tax.

Every deposit you make leads to a fund buying, according to tax is taken into account as well as a distribution of the Fund. Bauherrenmodelle, the revision of the tax law since 2009 has made somewhat less attractive because previously, special arrangements were like for example the tax exemption after a holding period of fund units of more than 1 year. Nevertheless the capital investment by means of a Fondssparplans is still recommended, as is an automatic optimization and diversification of capital employed. The Fund management within the Fund switches tracks, that is tax for investors without meaning in contrast to the own investment in singles. Conclusion Bauherrenmodelle are a comparatively simple and risk-averse investment, which are equally suited to the private asset accumulation and retirement. The selection of the funds, which should fit to the personal system setting and risk appetite and the comparison of the costs and charges of the different providers are important. Whether contractually involved or even managed Bauherrenmodelle are controllable at any time and provide transparent information to securities and investment policy without having investors daily must participate in the capital market dynamics. With small contributions achieve a great effect… more info Fund savings plan Fund differences, advantages, disadvantages, etc.